Benefits that attract, retain & protect your employees
We design cost-effective, employee benefit programs that keep your people happy and your business competitive — all backed by a dedicated "hands-on" full-service insurance professional.
25+
Years in Business
40+
Insurance Carriers
50+
Licensed States
98%+
Client Retention
Comprehensive benefit products
From group medical and dental to employee pay all voluntary plans, we find you and your employees the best coverage at the best price.
Health, Dental & Vision
Comprehensive HMO, PPO, EPO style medical plans, dental, and vision plans all tailored to your workforce needs and company budget.
Life & Disability
Protect your employees with base level financial protection with group life, short-term, and long-term disability insurance coverage.
Level Funded Medical
Great options for companies with healthy employee population. Employers participate in low claim years with return of premium.
Voluntary Benefits
Accident, critical illness, hospital indemnity, and supplemental options employees love, and won't cost the company money.
How we help your business
Beyond great products, we provide hands-on support to make managing your benefits effortless.
Plan Set Up &
Installation
We will draft and deliver new business paperwork on your behalf that will achieve:
- Fast underwriting
- Quick approval
- Accurate billing
Plan Design &
Benefit Strategy
Important factors we look at:
- Plan Benefits
- Deductibles & Copays
- Provider Networks
- Employee Population
- Contribution Strategy
- Define Employee Eligibility
Employee Enrollment Support
We provide Initial and Open Enrollment Support with custom Employee Communications. You choose what Enrollment method best suits your needs:
- In-Person Paper
- Web Enrollment
- Data Transfers
On-going Administration Support
- New Hire Enrollment
- Employee Updates
- ID Card Requests
- Employee Terminations
- Claim Resolution
- State & Federal Compliance
- ACA / HIRD / ERISA
A broker that works for you
As an independent brokerage, we represent your interests — not an insurance carrier's. That means unbiased advice, broader market access, and solutions built around your cost and benefit goals.
- Personalized plan design & benefit strategy
- Dedicated account management team
- On-going Administration Support
- Employee enrollment & communication support
- Annual benchmarking & renewal strategy
- Claims advocacy & resolution
Independent
Access to 40+ carriers
Dept of Insurance
Licensed in all 50 States
Customer Service
Dedicated Support Contact
No Cost
We're paid by the carrier
Industries & employers we serve
From startups to established organizations, we partner with employers across a wide range of industries to deliver benefits that make a difference.
Small & Mid-Size Businesses
Tailored plans for companies with 2–500+ employees looking to compete for top talent.
Professional Services
Law firms, accounting practices, consulting groups, and other professional organizations.
Healthcare & Nonprofits
Mission-driven organizations that need competitive benefits on lean budgets.
Technology & Startups
Fast-growing companies that need scalable benefits to attract and retain engineers and creators.
Manufacturing & Trades
Skilled workforce employers who value robust health and disability coverage.
Hospitality & Retail
High-turnover industries that benefit from flexible, easy-to-administer plans.
Ready to elevate your employee benefits?
Let's start with a no-obligation benefits review. We'll benchmark your current plan, identify savings, and show you what's possible.
Let's talk benefits
Whether you're shopping for a new plan or looking to optimize what you have, our team is ready to help.
Contact
Steven A. Linteris, Principal/Broker
Phone
(978) 465-0121Office
61 Pleasant Street, Newburyport MA 01950